The private referral desk for business bankers

Built for the clients you don’t want to lose.

Help existing business clients explore additional funding options when traditional underwriting is not the right fit — through a discreet, hands-off referral process powered by Montage Business Financial.

Existing businesses only Business-purpose funding Discreet handoff
Private Referral Desk
Client declined
Private referral
Funding review
Your client still leaves with a path forward.

One link. One introduction. Our team takes it from there.

Every banker faces this

Good client. Strong relationship. Doesn’t fit the box.

When traditional guidelines stop the conversation, Bankers Bump gives you a professional way to help the client explore another path without becoming a broker, managing the file, or chasing lenders.

Why referral partners join

Protect the relationship. Keep the process simple.

Preserve relationships

Your client can still receive a professional funding conversation after a decline.

Stay the trusted advisor

You remain the person who helped them find another path forward.

No additional work

Our team handles client communication, intake, review, and funding coordination.

Earn additional revenue

Eligible referral partners may earn compensation on qualifying funded transactions.

How it works

One introduction. We take it from there.

01

Share your link

Use your private referral link, QR code, or secure intake form.

02

We handle the conversation

Our team reviews the client’s business funding needs directly.

03

Client receives options

Qualified clients are routed toward relevant business funding pathways.

04

You get paid

Eligible partners may receive compensation if the deal funds.

Focused funding solutions

Simple categories. Clear client fit.

Bankers Bump is focused on active existing businesses seeking business-purpose funding — not consumer requests or early-stage startups without operating history.

Unsecured Working Capital

For established businesses seeking capital for cash flow, payroll, inventory, vendor payments, marketing, or growth.

Business Lines of Credit

For clients who want flexible access to capital and prefer to draw funds as needed.

Expedited SBA Options

For qualified established businesses seeking longer-term funding with documentation-based review.

Who fits

Built for the right referrals.

Pre-qualify the conversation before a client ever enters the process.

Good fit

Existing business clients with funding needs.

  • Active operating businesses
  • Verifiable revenue and bank activity
  • Business-purpose funding needs
  • Working capital, credit access, or SBA pathways
  • Financial professionals with business clients
Not a fit

Requests outside the referral desk focus.

  • Startups with no operating history
  • Personal or consumer funding requests
  • Businesses with no active revenue
  • Clients with no verifiable bank activity
  • Non-business-purpose funding requests
Powered by Montage Business Financial

Credible funding support behind every referral.

Montage gives the program the infrastructure and funding expertise needed to support existing business clients professionally, discreetly, and efficiently.

Powered by Montage Business Financial
Example referral

A business client is declined by traditional underwriting.

The banker shares a private referral link. The client completes intake. Montage reviews the business funding request. The client receives another path forward — and the banker remains the trusted relationship.

Referral partner application

Get your private referral link.

Complete the short intake form. If approved, you’ll receive your referral setup, application link, QR code, and next-step instructions.

Questions? Email partners@bankersbump.com.